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Do You Know Where You Stand Financially?
by Scott Sumner
Copyright (c) 1999-2001, Scott A. Sumner


Recent times have proven to be pretty good economically  for many people
in Canada and the world, although finances continue to be a test. This
requires an aggressive approach to the management of your own
resources. Unfortunately, most people  do not spend enough time at all
thinking about their financial future. However, I feel that it's a very
important factor to ensure that you will have the financial security you
need to live a positive lifestyle.
The first step you should understand  is no one will do it for you. You
are the only person that can improve your financial situation. This
requires effort along with the right direction. Create An Exceptional
Life: MIND, BODY, MONEY can assist you with discovering  the right
direction in an unbiased, professional manner.
Money has always been a  very important commodity , and there is no
doubt that it can improve the quality of your life.  I'm not saying
money will buy happiness, because it definitely won't.  However, money
can improve life by providing security, and by helping us succeed in
areas of endeavor that we choose, whether it be playing a sport,
enrolling in a course, or achieving goals. Money can also help in times
of medical problems, in providing our children with the best education,
or in furnishing our home with some of the comforts of life.
How much time do you spend on really reviewing money with the view to
accumulating wealth over your lifetime? We have all thought about money
and wished we could have something like a new car, a larger house, or a
trip, but how much time do we really spend on thinking about our current
financial position?  How we can improve it or make it grow over the
upcoming years? Very few people take time to really think about it, and
unfortunately, it does affect the quality of one's life, especially in
retirement years.
 Not giving attention to personal finances could lead to having a bank
account with little or no available cash, rather than developing the
strength that you need to provide independence. In addition to retiring,
there are goals and financial requirements that we need right now. Most
young people dream of getting married, raising a family, owning a home
and providing their children with a good education. All of these goals
have financial implications and require proper  planning in order to
accumulate the capital to accomplish them.
It's my belief that we all have the ability to improve our financial
affairs.  The question is, how do we apply ourselves? With this approach
to financial planning, I am certain we can.
Next time we will take a look at making a snapshot of your current
financial postion including all the pluses and minuses.

About The Author:
Scott Sumner grew up in Northwestern Ontario and is a graduate of
Lakehead University's
( Thunder Bay, Ontario Canada ) Honour Bachelor of Commerce Program as
well as York University's ( Toronto, Ontario Canada ) Master of
Business  Program. He founded North Superior Publishing Inc, a regional
specialty publishing company almost 20 years ago in 1982.  This company
has published 10 titles in the areas of real estate, business,
lifestyle, travel, golf, snowmobiling, automative and family. His book
Create An Exceptional Life: Mind, Body, Money can help you look at ways
to accomplish more in your life that you ever thought possible. It will
start you on a process of living your life to it's fullest potential.
Visit www.scottsumner.com